Where every home loan makes a difference

Welcome to Loxley Financial

Your Trusted Adviser

With 20+ years of mortgage broking experience we are here to help guide you with your home loan requirements

We offer a professional and relationship focused approach to understand your goals. We use our expertise and understanding of lender policy to find the right lender, loan product and debt structure for you.

We will take the stress out of the transaction and be with you all the way from initial discussion to settlement and beyond.

What you can expect

Our approach is clear

Listen | Educate | Simplify | Deliver

Be your trusted adviser

Whether you are a first homebuyer, investor or looking to refinance your current home, we are here to help.

Initial meeting

Our first catch up is pivotal to determine where you are today and what your goals are for tomorrow.

We will learn all about you and unfold our business ethos based on long term relationships.

Research

We get to work in researching the most suitable lender and product.

We speak directly with the lender to ensure we are confident your application will be approved.

We prepare a loan strategy report for you and meet again to ensure everyone is on the same page.

Application submitted

We prepare the application on your behalf and send to you for signatures.

We track progression and keep you updated throughout the process all the way to settlement

Ongoing reviews

Your journey continues at Loxley.

We regularly provide reviews to ensure your requirements and objectives are continually met within the dynamic landscape of lending.

Our Services

With 20+ years of experience in home loans, our breadth of service is extensive.

Home buyer

Investor

Refinancing

Self employed

SMSF

Commercial

You may be attending an auction on the weekend and need a quick preapproval or you might need advice to help you understand the steps to buy your first home.

One thing for sure is everyone's circumstances are unique so understanding and expertise are critical in ensuring you are in safe hands

Wherever you are on the property journey, engagement with Loxley Financial is a wise choice.

Request a call back or book an appointment to get started

About us

Below is a little snap shot of who we are so you can get to know us better and what makes us tick!

We look forward to building our relationship with you and helping you achieve your property goals

Director and Head broker

Aaron embraces collaboration with his clients to provide finance solutions in a dynamic environment. With over two decades experience in lending, Aaron’s knowledge is broad and diverse.

Aaron will focus on the optimal outcome whilst navigating through the complexities of each loan application. His approval phone call will never lose its lustre as he knows it’s often your dreams becoming reality

Living in the sporting capital of the world, Aaron, Ava and Pippa are always out and about, exploring the diversity at their doorstep. Whether it’s footy at the G, golf down the Peninsula, bike riding along the Yarra or The Australian Open, their calendar is always filled with Purple!!

Unashamedly the highlight of Aaron’s winter weekends are the girl’s soccer games. Their boundless energy remind him of the simplicity in life when it’s one dimensional. Eat, learn, have fun, sleep repeat…

Director

Tom has a strong foundation in finance with over 16 years of experience as a Chartered Accountant. Known for his professionalism and attention to detail, Tom is focused on delivering tailored financial solutions to meet our clients’ unique needs, ensuring that every step of the journey is transparent and efficient as possible.

In March 2023 Tom had a stroke and has been extremely fortunate the impact was limited. Tom realised the importance in taking ownership of your goals, being proactive and taking positive steps forward across all aspects of your life. Building up Loxley Financial to generate recurring revenue streams for charity partners is a key driver for him to pay back the gratitude he feels for his own recovery.

Outside of the office, Tom will either be found at CrossFit Ocean Grove, trying to beat Aaron at Pickleball, walking up in the You Yangs or down on the beach with his family and two dogs Rudi and Ripley.

Let us do the hard yards!

Experience Diverse lender panel Speed of service High approval rates

Long term client relationships Enabling our clients to give back

In 2024, broker popularity has continued to rise with over 74% of borrowers utilising a mortgage broker, validating the additional services and education that comes with using an experienced brokerage.

We are driven to provide the right solution for our clients now and for the future with annual reviews and regular pricing to ensure your home loan is and remains in your best interests.

Your home loan is likely to be the largest and most important financial decision so you need to be sure you are in good hands for peace of mind.

This is not a transaction to us, it is about building trust and developing long term relationships where our clients know we have their back.